What month are mortgage rates lowest?

Highest in spring, lowest in winter (1989-2022)

Mortgage rates by month from 1989-2022. Tend to be lowest in December and highest in the spring months of April and May.

(Please use a modern browser to see the interactive version of this visualization)

Chart: Colin Robertson (TheTruthAboutMortgage.com)Source: Freddie Mac PMMSEmbed Created with Datawrapper