Florida drivers pay $1,865 a year for auto insurance. North Dakota drivers pay $808.

Average annual auto insurance expenditure by state, 2023 — a 2.3× spread between the most and least expensive state.

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US average is $1,281.92 — Florida sits 45% above it. Expenditure is average premium per insured vehicle, not average premium per policy. The NAIC countrywide row is held out of the map and quoted here as the benchmark.

Chart: Dreamy Leads ResearchSource: NAIC 2022/2023 Auto Insurance Database ReportGet the dataCreated with Datawrapper