Majority of Black Michiganders live where insurers charge the highest rates

Percent of racial group living in areas grouped by location adjustments

Bar chart showing what share of White and Black Michiganders live in each of five territory groups, ranging from the territories with the lowest location-adjusted premiums to the highest. For all five insurers, the majority of Black Michiganders live in territories with the highest location-adjusted premiums

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* Values in the location-adjusted premiums of insurers’ territories were averaged across census geographies when grouped into quintiles.

Chart: Mohamed Al ElewSource: Office of Insurance Rates and Forms of the Michigan Department of Insurance and Financial Services via SERFF (location effect); U.S. Census (race)